Commercial Oven Financing
in California

Before you finance that commercial oven at 12% APR, find out if you're sitting on $25,000+ in unclaimed FICA tax refunds.

Typical Commercial Oven Financing Costs

Equipment Cost
$8,750
Avg APR
11.5%
Monthly Payment
$254
Total Interest
$1,920

You'll pay $10,670 total for a $8,750 commercial oven. That's $1,920 in pure interest.

There's a Better Way

If you have tipped employees, you can use FICA Tip Tax Credits to get cash from the IRS instead of taking on expensive equipment loans.

Traditional Financing

  • 12% APR interest rate
  • $254/month payments
  • $1,920 total interest paid
  • • Debt on your balance sheet
  • • Credit check required

FICA Tax Credits

  • • 0% interest (it's a refund, not a loan)
  • • $0/month payments
  • • Keep all $1,920 saved
  • • No debt added
  • • No credit check needed

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